Archive of ‘Business & Finance’ category

Think About It Thursday: CHALLENGE!!

thinking

Hello my beautiful KINGS and QUEENS! It’s Think About It Thursday! I want you to stop what you’re doing right now and pay close attention to what I am about to say. It is extremely imperative that we think on levels of strengthening our communities, supporting our businesses and creating generational wealth. Today I want you to pledge that you will make a conscious effort to think on these levels on a daily basis. We must walk in confidence knowing that we are capable of accomplishing these things. Every Thursday I am going to challenge you to think outside of the box which in essence will hopefully help us rebuild our community. The challenges will be broken down into two categories: Business and Finance. I want you to always remember that as I am challenging you I am challenging myself. We are all in this together. NOW LET THE FUN BEGIN!

Business Challenge:

If you have been thinking about starting a business, had a business that you gave up on, or currently own a business and need a little push to get your business to the next level. This week I challenge you to schedule some time out of your busy schedule to sit down and do a little mind mapping. Put the vision on paper in great detail. For those of you that are not sure what mind mapping is…google it…not trying to be rude just want you to put forth a greater effort in being passionate about learning something new daily.

Finance Challenge:

This challenge is for my KINGS and QUEENS who think it is beyond impossible for them to save money. This week I challenge you to take a look around your house for an empty container, shoe box, anything! Now, at the end of each day I want you to take all the change you have collected throughout the day and put it in that container. Once you have gotten comfortable with doing this on a consistent basis I want you to start throwing your change and one dollar bills in the container and so on and so forth. You will be surprised at how much you start to accumulate. OH, and please me say this DO NOT I repeat DO NOT remove any of the money that you place into that container. I have faith in you that you have the will power to put forth a conscious effort to saving your money!

Baby steps KINGS and QUEENS…baby steps!

Until we meet again next Thursday make every day a great day on purpose!!!!

Kimisha J.

Should You Have An Affair? With Your Finances

Today I want to talk with you about the importance of establishing a love affair with your finances. With the rapid growth in technology there are a lot of apps and gadgets that aid in helping us keep accurate banking records. But wait…think about this…how would you keep accurate bank records if those apps and gadgets no longer exist?

Here’s how….

1.) Record all transactions in you checkbook register – This helps you keep track of how much money you have at all times!

check-register-sample

How To Balance A Checkbook – wallethub

2.) Mail in bill payments every once in a while – This gives you a refresher on how to accurately write out a check as well as the experience of purchasing stamps and actually taking a trip to the post office!

pay-by-mail

3.) Get in the habit for paying for purchases with cash – Paying for your household and other purchases in cash is a great tool to help you not overspend!

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http://www.sfgate.com/health/article/Paying-with-cash-helps-cut-out-junk-food-5143573.php

4.) Review your bank statement monthly for accuracy – There is a wealth of information on your bank statement you should take a look at ever month!

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Bank Statement Definition – Investopedia

5.) Establish a relationship with the employees at your bank – Getting to know the associates at your bank not only creates a customer relationship but is extremely important and provides a great deal of perks.

File written by Adobe Photoshop¨ 5.2

How To Get A Bank Loan For Your Small Business – Black Enterprise

Do not solely rely on technology to track your finances rather it be business or personal. Create a love relationship with your finances, stay in the know about what is going on with your financial affairs. How you handle your money spills into how you handle other affairs in your life. If you love yourself you, love your money they same and strive daily to maintain accurate bookkeeping records.

Until the next time….

KimishaJ

Think About It Thursday: RECAP

Hello beautiful KINGS and QUEENS!!!

The objective of the Business and Finance blog is to interact with you the readers about everyday business and finance trials and tribulations! There are very few, if any, who have been perfect when it comes to handling business affairs and personal finances. Most, if not all of us, have encountered bumps along the way that have taught us some very valuable lessons!

Before introducing new discussion topics I want to take this time to do a recap of all the things we have discussed thus far. My goal is to see how much you have been able to accomplish or not been able to accomplish. With the hustle and bustle of everyday life we tend to lose sight of the things that we need to do that will positively impact our future.

Week 1 – Think About It Thursday we discussed saving our coins and mind-mapping. I challenged you, as well as myself, to not only begin taking a more simple look at saving but to also create a visual of your future and the goals you want to accomplish. How successful have you been with these two task?

Week 2 – Think About It Thursday’s topic credit report and credit scores. We all know it is important to exemplify creditworthiness in today’s society. Have you taken time out of your busy schedule to pull your free credit report and do a thorough analysis? Have you put together a plan to take care of those negative accounts on your credit report so you can boost your credit score?

Week 3 & 4- Think About It Thursday topics where the Million Dollar Vision and Passion. The Million dollar vision can be applied to both your business and personal finances. It is imperative that we do a thorough assessment on how we handle our finances. Investing in our future now will set us on the road to financial freedom. But….in order to have a million dollar vision you must first know what your purpose is. What are you passionate about? How can you take your passion and profit from it?

These are all things that we need to embed in our thought process. As we transform our thought process these things become second nature to use. Don’t allow society’s perception of you become your reality. You are ROYALTY, you betta act like you know!!!

Like I always say…baby steps KINGS and QUEENS…baby steps (As the old saying goes “Rome wasn’t built overnight)!!

Until we meet again!

KimishaJ

Think About It Thursday: What’s Your Passion?

Hello beautiful KINGS and QUEENS…Its that time again!

I know this is suppose to be a business and finance blog but I don’t want it to be your ordinary business and finance blog. Everyone is talking the same talk about business and finance telling you what you should and should not do. My mission is to get you to think outside the box when it comes to your business and your finances. Sooooo…..with that being said….LOL

Today I want to talk to you about your PASSION! What are you passionate about?Twilight_in_deep_thought_EG

What makes you hop out of bed excited and ready to go? Now, let’s figure out how we can take that same passion and turn into making money! You know oftentimes we let go of what we are passionate about to deal with LIFE! However I need you to understand that we start living when we do what it is that we love to do. We all have a gift and a purpose in life and believe it or not you aren’t really living until you walk in that gift and purpose.

Now let’s tie this into business and finance…

black_man   I challenge you to take a look at your life right now, are you walking in your purpose?! Are you using your gift?!  If not, then I need you to take your gift and/or purpose and devise a plan on how you can turn it into a business that can uplift and build our people! In doing so you are not only building an empire for your family but you are also creating a stream of income that you control. There is no greater feeling than that of making your own money! We all want financial freedom the question is are you willing to step out on faith to create that freedom!!!

Until we meet again…stay encouraged and KEEP PUSHING!!!!

KimishaJ

Passport Swipers – Pay To Pass Go!! 

Passport and Uncle Sam

Of course, Uncle Sam isn’t having it! Traveling the world but haven’t paid your taxes…they’ve got something for you!! No passport until you pay up! This is vital information for those adventurous folks who are looking to see the world (like me) and need to understand the importance of making sure you are prepared to journey your “Eat, Love, Pray” lifestyle. Passport literacy and how it counts to the government and how responsibly with your finances.

Read more about the rules and if you have to hide your passport.
Passport and taxes
Give Up the Passport to Uncle Sam

 

 

 

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